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Refinance

All home loans are created equal? Not at Non-Conforming Loans Australia!

Is your home loan working for you? Do you have multiple debts to consolidate, need to liquidate some equity for future investment or about to make a major purchase? Refinancing may be the option for you.

Make you home loan work harder by accessing the equity in your home and take advantage of unprecedented cheap interest rates. Why pay 12-30% on consumer debt when you can consolidate your debts into one easy payment.

Perhaps you have had credit problems in the past and are currently with a non-conforming lender. You may find that you have sufficiently cleaned up your credit rating and are able to re enter the prime mortgage market and take advantage of standard mortgage rates.

Have you worked hard to pay off your home loan, or has your property increased in value over the last few years? You may be considering diversifying your investment portfolio or purchasing another property. Accessing your equity to fund a deposit for an investment property or to build up your share portfolio is made simple at Non-Conforming Loans Australia.

Refinancing is best suited to those who have more than 20% equity in property; although in some cases we are able to access up to 95% of your property value.

Depending on your individual situation, refinancing through Non-Conforming Loans Australia may result in lower interest rates and repayments than your current lender. Call our experienced Lending team to discuss your scenario and see how we can get more out of your home loan.

Applicant type

Individuals: PAYG or Self Employed
Companies, Trusts, Partnerships

Employment requirements

Full time, Part time, Casual and Contract

Loan Amount

$30,000 to $3,000,000 +

Loan Terms

1-3 years Private
10-30 years standard mortgage

Purpose

Owner Occupied or Investment

LVR

Up to 95%

Credit Impairment

All credit impairment considered. Interest rates determined by LVR and level of impairment

Residency Status

Australian Citizens and Permanent Residents
Non-resident program (subject to terms and conditions)

Rates

from 6.49

We can help

Short Term Self Employed
Self-Employed without financials
Unusual deposit sources
Instability/Short term employment history
Centrelink and Pension Incomes
Maintenance/Board
Large number of debts to be consolidated
Older applicants

Call us or Apply Now and discover the new way to a better easy Loan.